Split the bill.
Keep the friendship.
Nilow is the effortless way to track shared expenses with roommates, trips, and groups. Scan receipts, split any way, handle any currency, and settle up in the fewest payments — online or off.
Split any way
Equal, exact amounts, percentages, shares, or line-by-line from a receipt. The math always balances to the cent.
Scan receipts
Point your camera at a receipt. On-device OCR reads the items so you can assign who had what — no typing.
Multi-currency
Log expenses in any currency with live exchange rates. Balances roll up in your group's home currency.
Settle up simply
Debt simplification nets everyone down to the fewest possible payments. Pay via UPI or PayPal in a tap.
Works offline
Add expenses on a plane or a trek. Everything is stored on-device and syncs when you're back online.
Add anyone
Invite by link or QR — or add 'ghost' members who don't have the app yet. Nobody gets left out of the tab.
Recurring & reminders
Rent, subscriptions, utilities — set them once and Nilow posts them on schedule.
Private by default
Your data lives on your device first. No ads, no selling your spending habits. Ever.
Why people switch to Nilow
| Feature | Others | Nilow |
|---|---|---|
| Unlimited groups & expenses | ||
| Scan receipts (on-device OCR) | ||
| Works fully offline | ||
| Multi-currency with live FX | ||
| No ads | ||
| Import your Splitwise history |
Free
Everything you need to split fairly.
- Unlimited groups & expenses
- Every split type
- Multi-currency balances
- Offline-first, no account required
Nilow Pro
For power splitters & frequent travellers.
- Unlimited receipt scans
- Auto-posted recurring expenses
- Spending insights & exports
- Priority support
Stop doing the mental math.
Download Nilow, start a group, and let everyone see exactly who owes what.
Get it on Google Play